Is A Reverse Mortgage Right For You? Find Out...
Did you know that, as a senior, you can use a reverse mortgage as a tool in your financial planning? Here are loan benefits you can enjoy when you supplement your retirement income with a reverse mortgage:
You Still Own Your Home.
Some people believe that a lender takes ownership of your home in a reverse mortgage. This is false. You remain the owner as long as you comply with the loan conditions.
No Monthly Payments.
In a reverse mortgage, payments are given to you as long as you live in your home. There are no monthly payments like those in a traditional loan. The loan is repaid when you sell your home or move to another primary residence.
Government Insured.
Have peace of mind that federal insurance covers your loan.
Enjoy Several Disbursement Options.
You can choose to receive funds in total, partial sum, line of credit, monthly payments, or a combination of any of these options.
"DISCLAIMER: Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. " PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Arizona Department of Financial Institutions AZ Mortgage Banker License 0902614. California DFPI Department of Financial Protection and Innovation, CA DFPI Residential Mortgage Lending Act License 4130403. A copy of our Privacy Policy and Notice is accessible by going to Primary Residential Mortgage’s website and clicking on the “Privacy Policy” link located at the bottom of the page. https://www.primeres.com/privacy-policy. Connecticut Department of Banking Consumer Credit Division CT Mortgage Lender License 8750 Florida Office of Financial Regulation FL Mortgage Lender Servicer License MLD646 Georgia Department of Banking and Finance's Non-Depository Financial Institution Division, Georgia Mortgage Lender License 6521 Maine Bureau of Consumer Credit Protection, Maine Supervised Lender License SLM5619 Maryland Office of Financial Regulation, Maryland Mortgage Lender License 3094 (http://nmlsconsumeraccess.org). Massachusetts Division of Banks, Massachusetts Mortgage Broker and Lender License MC3094 New Hampshire State of New Hampshire Banking Department, New Hampshire Mortgage Banker License 3094MB New Jersey Department and Banking and Insurance, New Jersey Residential Mortgage Lender License New Carolina Commissioner of Banks Office, New Carolina Mortgage Lender License L-112833 Pennsylvania Department of Banking and Securities, Pennsylvania Mortgage Lender License 23206 Rhode Island Division of Banking, Rhode Island Lender License 20041715LL Rhode Island Loan Broker License 20041716LB Virginia Bureau of Financial Institutions, Virginia Lender License and Broker License MC-2248, NMLS 3094 (http://nmlsconsumeraccess.org). For refinance advertisements, that state, a reduction on monthly payment, please note: the total finance charges maybe higher, over the life of the loan.
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