USDA Loans: 100% Financing for Your Dream Home in Florida

Welcome to Avi Bastajian Mortgage Team -- your go-to experts for USDA home loans in Orlando, Pensacola, and surrounding Florida areas.  Backed by the U.S. Department of Agriculture (USDA), these loans offer affordable paths to homeownership with no down payment and low interest rates.  With 24+ years of experience and 400+ 5 Star reviews on Birdeye, Experience, and Zillow, we're committed to simplifying the process for moderate-income families, first-time buyers, and rural/suburban seekers.  Whether building in a qualifying area or refinancing, we've helped thousands achieve their goals. 

Why Choose USDA Loans with Us?

USDA Rural Development loans are designed for homes in eligible rural and suburban zones- many parts of greater Orlando and Pensacola qualify! Here's what sets them apart:

-Zero Down Payment: Finance 100% of your home's value - no upfront cash needed.

-Low Interest Rates: Competitive rates

-Flexible Guidelines: Lower credit requirements.

-Our Edge: Personalized service from Avi Bastajian and team - fast pre-approvals, no hidden fees, and friendly options. 

Perfect for teachers, essential workers, or families in qualifying Florida spots.  Check your eligibility below or call (850) 473-0070.

Am I Eligible for a UsDA Loan? 

-Income Limits: 

-Property Location: Must be in USDA eligible zones

-Credit & Debt: The housing debt cannot exceed 29%. While the overall debt is capped at 41%. 

-Occupancy: Primary residence only- no investment properties.

-Citizenship: U.S. citizens, permanent residents, or qualified non-citizens.

Not sure? Our experts can verify.  Call (850) 473-0070.

FAQs About USDA Loans

- What's the difference from FHA/VA? USDA requires no down payment like VA but focuses on rural areas; FHA has broader eligibility but needs 3.5% down.

-Can I refinance with USDA? Yes! Streamline refis for existing USDA loans.

- Are there property restrictions? Homes must meet USDA standards

-How do I apply? Online form or call us - free no obligation.

-What if my area isn't eligible? We offer alternatives like FHA or conventional--let's discuss! 

Still Questions? Email abastajian@primeres.com or call us at     (850) 473-0070

Ready to Get Started?

Don't miss out on 100% financing-- apply for your USDA loan today! Fill out our secure form or call (850) 473-0070 for expert advice. 

We're honored to serve Florida communities -- let's make homeownership accessible for you!