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Loan Programs

Mortgage Loans & Options in Orlando and Pensacola, FL

Welcome to the Avi Mortgage Team at Primary Residential Mortgage Orlando- your trusted partner for seamless home financing in Orlando and Pensacola. With over 24 years of experience, #1-rated service (400 + 5-star reviews), and a track record of helping over 10,000 clients, we make mortgage loans simple and stress-free.  Whether you're a first-time buyer, veteran, or looking to refinance, explore our wide range of options below.  We offer competitive rates, flexible terms, and personalized guidance to fit your needs.  Get approved today-it's free and fast. 

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Our Mortgage Loan Options

We specialize in a variety of loans tailored to Florida's dynamic market.  From low-down FHA for beginners to zero-down VA for heroes, find the right fit for your homeownership journey. 

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Conventional Loans: Traditional Financing for Strong Credit

A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

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FHA Loans: Affordable Entry to Homeownership

FHA loans, backed by the Federal Housing  Administration, are perfect for first-time buyers or those with less-than perfect credit. 


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VA Loans: Honoring Our Heroes with Zero Down  

VA loans are exclusively for Veterans, Active-Duty Members, National Guard, Reservists, and eligible spouses - guaranteed by the U.S. Department of Veterans Affairs. 

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Jumbo Loans: For High Value Homes exceeding conforming limits - ideal for luxury properties. 

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...

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Our Mortgage Rate Options

Fixed Rate

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.

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Adjustable ARM

Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...

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Interest Only

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...

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Graduated Payments

Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...

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